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NON-OWNED & HIRED AUTO – Do you really need it?
Non owned and hired auto coverage..... Why it is so essential for a business. Hired and non owned vehicle coverage is an often overlooked component of your business General Liability coverage. It...
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Cyber Liability and Data Breach…. revisited
Data breach...... how safe is your data? This is a subject worthy of being re-visited, in a different light. Just how common is a data breach? More frequent than one would like to consider. Data is the...
View ArticleProfessional Liability for Architects and Engineers
Attended a very informative class on Professional Liabilty exposure for Architects and Engineers. Key Points: 1) Lawsuits & litigation will be brought about very aggressively, even for small...
View ArticleEmployment Liability Practices Insurance – can you afford not to have it?
EPLI Coverage….. Heck no, I don’t need it. We’re all like family here. Yes, everyone is like family, until the first accusation of sexual harassment, wrongful termination, favoritism, nepotism, gender...
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Demystifying Professional Employer Organizations or PEOs.
PEO's or Professional Employers Organizations, have been around for the better part of 20 years, yet remain a mystery to most business owners. When employers hear the phrase, PEO, or Staff Leasing...
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How a PEO can save your business….
INTERNAL REVENUE SERVICE DEPARTMENT OF LABOR EQUAL EMPLOYMENT OPPORTUNITY COMMISSION So, here we are, the big guns with all on one side, and little ole you on the other. The sad reality is,...
View ArticlePEO Savings – Let’s take a look at some number$
PEO….. Let’s take a look at the number$ The question most often raised is what’s the catch, or how does the PEO make their money? To answer this, let’s illustrate a recent quote to a customer. The...
View ArticleBoston Bombings and Terrorism Insurance
The recent Boston bombings have brought a sobering reminder to the insurance world about Terrorism Insurance. Business Insurance policies exclude coverage from Acts of Terror unless a special TRIA...
View ArticleOccupational Accident Insurance Explained
Occupational Accident Insurance is an alternate form of insurance to fund employer’s obligation to the employee. Texas and Oklahoma are two states which allow an employer to opt out of the traditional...
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Cyber Breach – Yet Again
Cyber Attacks Are Getting More Sophisticated Cyber Insurance is the fastest growing, and the most evolving coverage, in today’s insurance industry. Cyber breaches and attacks are occurring at a higher...
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